{"product_id":"the-rule-of-30-a-better-way-to-save-for-retirement-paperback","title":"The Rule of 30: A Better Way to Save for Retirement - Paperback","description":"\u003cdiv\u003e\u003cp style=\"text-align: right;\"\u003e\u003ca href=\"https:\/\/reportcopyrightinfringement.com\/\" target=\"_blank\" rel=\"nofollow\"\u003e\u003cb\u003eReport copyright infringement\u003c\/b\u003e\u003c\/a\u003e\u003c\/p\u003e\u003c\/div\u003e\u003cp\u003eby \u003cb\u003eFrederick Vettese\u003c\/b\u003e (Author)\u003c\/p\u003e\u003cp\u003e\u003cb\u003eWith the cost of buying a home or renting an apartment soaring to previously unseen heights, how can\u003c\/b\u003e \u003cb\u003eGen Y even begin to think about saving for retirement? Are your knees knocking? Are you nervously biting your nails? Maybe you don't need to be.\u003c\/b\u003e \u003c\/p\u003e\u003cp\u003e\u003c\/p\u003eIn \u003ci\u003eThe Rule of 30\u003c\/i\u003e, personal finance expert Frederick Vettese provides a surprising -- and hopeful -- answer to balancing the costs of living with the costs of saving for retirement. Through conversations between a young couple and their neighbour, a retired actuary, the couple and the reader discover: \u003cbr\u003e \u003cul\u003e \u003cli\u003eHow the future investment climate will differ from the recent past and why it requires a different approach to saving\u003c\/li\u003e \u003cli\u003eThe problem with saving a constant percentage of pay\u003c\/li\u003e \u003cli\u003eThe Rule of 30 and why it is a more rational and personalized way to save\u003c\/li\u003e \u003cli\u003eWhether investing in real estate is a viable alternative to investing in stocks\u003c\/li\u003e \u003cli\u003eThe impact renting versus owning your home has on your retirement savings\u003c\/li\u003e \u003c\/ul\u003e \u003cbr\u003e\u003ci\u003eThe Rule of 30 \u003c\/i\u003echanges the mindset from saving the same flat percentage of pay to saving when it is most convenient to your situation. In most cases, it means less saving early on while mortgage payments are high and children are costly, and more saving later when our earnings are at their highest and expenses at their lowest. \u003cp\u003e\u003c\/p\u003eSaving for retirement is a high priority, but it is not the only priority in life. It is time to dispense with old and often unrealistic myths like \"just save 10% of your take-home pay.\" The truth is we should save differently throughout our pre-retirement years -- and \u003ci\u003eThe Rule of 30\u003c\/i\u003e is a road map for doing so.\u003ch3\u003eAuthor Biography\u003c\/h3\u003e\u003cp\u003e\u003cb\u003eFrederick Vettese\u003c\/b\u003e is the former Chief Actuary of Morneau Shepell (now TELUS Health). He has written hundreds of articles for \u003ci\u003eThe Globe and Mail\u003c\/i\u003e and the \u003ci\u003eNational Post\u003c\/i\u003e, plus four books on Canadian retirement issues. The third edition of \u003ci\u003eRetirement Income for Life\u003c\/i\u003e is targeted at savers who are retired or nearing retirement and want to turn their life savings into sustainable income. Frederick grew up in Toronto, where he continues to live with his wife, Michelle. He graduated from the University of Toronto with an Honours Bachelor of Science degree before studying to become an actuary.\u003c\/p\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eNumber of Pages:\u003c\/strong\u003e 224\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eDimensions:\u003c\/strong\u003e 0.6 x 8.9 x 5.9 IN\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003eIllustrated:\u003c\/strong\u003e Yes\u003c\/div\u003e\n            \u003cdiv\u003e\n\u003cstrong\u003ePublication Date:\u003c\/strong\u003e October 19, 2021\u003c\/div\u003e\n            ","brand":"Books by splitShops","offers":[{"title":"Default Title","offer_id":50334179197165,"sku":"9781770416178","price":26.95,"currency_code":"USD","in_stock":false}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0020\/8918\/9441\/files\/L4ZCP_yBAe9781770416178.webp?v=1785005267","url":"https:\/\/www.webster.direct\/en-gb\/products\/the-rule-of-30-a-better-way-to-save-for-retirement-paperback","provider":"Webster.Direct","version":"1.0","type":"link"}